Double your down payment!
Get into the home you really want, with Unison HomeBuyer. For homebuyers in Arizona, California, Colorado, Florida, Georgia, Illinois, Michigan, Minnesota, Missouri, Nevada, North Carolina, Oregon, Virginia and Washington state, this innovative equity sharing program can double your down payment – regardless of income.
Unison HomeBuyer is not a grant or a loan. There’s no interest or monthly payments. And unlike traditional down payment assistance programs, there are no income limits.
Unison HomeBuyer is ideally suited for …
Buyers in high-dollar markets with good income and credit.
Savvy buyers who wish to avoid liquidating assets and paying capital gains.
Buyers who want a hedge on their real estate investment.
Unison HomeBuyer helps you …
Reduce your loan amount
Lower your monthly payments by 15-20% or more
Keep more of your cash
Purchase a multi-unit property (up to 4 units)
How Unison HomeBuyer works
As an equity partner in your Arizona, California, Colorado, Florida, Georgia, Illinois, Michigan, Minnesota, Missouri, Nevada, North Carolina, Oregon, Virginia and Washington state property, Unison HomeBuyer participates in the appreciation — or depreciation — of that property. Because of that, only certain properties are eligible. Your Guild loan officer can prequalify you and help you find an eligible property.
When you sell your home in the future, if you have not paid back Unison’s share, Unison will keep 35 percent of the home price appreciation, and you’ll keep the remaining 65 percent.
Planning on making some upgrades once you move in? They’re excluded from the home appreciation price, so you benefit fully from any work you put into your home.
Ask your RMG Loan Officer about this program today!